Business Insurance / Surety Bonds

Surety Bonds

Guarantee your business obligations and build trust with clients, government agencies, and partners through surety bonds tailored to your industry.

What Are Surety Bonds?

A surety bond is a three-party agreement that guarantees one party will fulfill its obligations to another. If the bonded party fails to meet their commitments, the surety company compensates the harmed party. Surety bonds are often required by law, by contract, or as part of a licensing process.

Builds Trust

Demonstrates credibility and financial responsibility to clients and agencies

Meets Requirements

Satisfies legal and contractual bonding obligations

Financial Protection

Provides a guarantee that obligations will be fulfilled

Types of Surety Bonds

Contract Bonds

Guarantee that a contractor will complete a project according to the terms of the contract. Includes bid bonds, performance bonds, and payment bonds commonly required on public and private construction projects.

License & Permit Bonds

Required by government agencies for businesses to obtain licenses and permits. These bonds ensure compliance with laws and regulations specific to your industry, such as auto dealer bonds and contractor license bonds.

Court Bonds

Required by the court system to protect parties in legal proceedings. Includes appeal bonds, attachment bonds, and fiduciary bonds for executors, guardians, and trustees.

Fidelity Bonds

Protect businesses against losses caused by dishonest acts of employees, such as theft, fraud, or embezzlement. Essential for businesses that handle cash, valuables, or sensitive financial information.

Who Needs Surety Bonds?

Many industries and professions require surety bonds to operate legally or win contracts:

Contractors

General contractors, subcontractors, builders

Auto Dealers

New and used car dealerships

Notaries

Notary publics and signing agents

Freight Brokers

Transportation and logistics companies

Other Industries That Need Bonds:

Mortgage brokers and loan originators
Collection agencies
Title companies and escrow agents
Janitorial and cleaning services
Health clubs and fitness centers
Travel agencies

How Surety Bonds Work

A surety bond involves three parties working together:

The Principal

The business or individual required to obtain the bond and fulfill obligations.

The Surety

The insurance company that backs the bond and guarantees the principal's obligations.

The Obligee

The party protected by the bond, typically a government agency or project owner.

Get Bonded Today

Whether you need a contract bond, license bond, or fidelity bond, our team will find the right solution for your business at competitive rates.